Hera Tong Gutierrez

September Almost Is Here! September is such a cool month! 🍂 In the Northern Hemisphere, it’s when fall starts kicking in with those beautiful changing leaves, while down south it’s the beginning of spring 🌸. It’s also back-to-school time for many, so you’ll see backpacks and fresh notebooks everywhere 📚. Plus, there’s Labor Day in the US and Canada, a day to celebrate workers and all they do. September also kicks off National Hispanic Heritage Month, shining a spotlight on Hispanic and Latino cultures 🌎. There are important days like 9/11 remembrance and International Day of Peace 🕊️, making it a month for reflection. Don’t forget about all the harvest festivals and health awareness campaigns happening too! All in all, September’s all about change, new beginnings, and good vibes! #HelloSeptember #FallVibes #BackToSchool #HarvestTime #NewBeginnings

Protecting your family, home, business, and future is too important to leave to chance. At Hera Tong Gutierrez State Farm, we proudly serve Union City, Fremont, Hayward, Newark, and all of Alameda County, helping residents and business owners find the right coverage for their unique needs.

With a population of over 66,000 residents in Union City (U.S. Census Bureau, 2024) and a median household income of $137,194, our community has diverse and growing insurance needs. Hera and her team provide trusted, local expertise to keep families and businesses secure.

Our Most Popular Insurance Services

● 🚗 Auto Insurance – Bay Area Roads Comprehensive, collision, and uninsured motorist coverage designed for California drivers.

● ❤️ Life Insurance – Protecting Loved Ones Support your family financially for living expenses, debt repayment, and education.

● 🚤 Specialty Insurance - Coverage for motorcycles, RVs, and boats so your recreational investments are protected.

Why Bundling Insurance Saves Union City Residents More

According to State Farm, bundling home and auto insurance can save up to 17%. Bundling means:

● One bill instead of multiple due dates

● Streamlined claims and service

● Coordinated coverage without gaps

● Savings that can go toward home upgrades, travel, or family activities

How to Get Started

• Schedule a Free Consultation – In person, by phone, or virtually.

• Review Your Current Policies – We’ll identify gaps or overlaps.

• Customize Your Protection Plan – Tailored to your lifestyle and budget.

• Stay Updated – Annual reviews ensure your coverage adapts to life changes.

Why Choosing a Local Agent Matters in 2025

Partnering with a local agent like Hera Tong Gutierrez, WMCP, CHFC, RICP, FSCF, means more than just buying a policy—you’re gaining an advisor.

Here’s why Hera stands out in Union City:

● Advanced Expertise – With her Wealth Management Certified Professional (WMCP®), ChFC®, Retirement Income Certified Professional (RICP) and Financial Services Certified Professional (FSCP) designations, Hera helps families align financial goals in the areas of retirement, wealth protection, and leaving legacy.

● Community Leadership – Active in church and youth mentorship programs, Hera is deeply connected to local families and entrepreneurs.

● Proven Reliability – Hera consistently earns 5-star reviews for her responsiveness, patience, and personalized service.

● Future-Focused Coverage – Offering State Farm’s Drive Safe & Save and innovative usage-based programs for modern households.

Frequently Asked Questions

Q: Can I work with Hera online or by phone? A: Yes—many Union City residents choose virtual appointments for convenience and flexibility.

Q: What insurance should new homeowners get? A: At minimum, homeowners insurance with dwelling, liability, and personal property coverage—plus auto for bundling discounts.

Q: Does Hera offer RV and motorcycle coverage? A: Absolutely. We provide protection for motorcycles, RVs, boats, and more.

Q: Can renters bundle insurance too? A: Yes—renters can bundle policies with auto or life insurance for extra savings.

Local Testimonial

⭐⭐⭐⭐⭐ “Hera took the time to explain every detail of our policies and even found us savings by bundling. As new homeowners in Union City, we feel more confident about our future thanks to her guidance.” – Local Customer, Fremont, CA

Get in Touch Today

Whether you’re a new homeowner, small business owner, or long-time resident of Union City, Hera Tong Gutierrez, WMCP, ChFC, RICP, FSCP, is here to help protect what matters most.

📍 Visit us in Union City, CA | 📞 Call us today for a free quote!